3 Ways of Vehicle Insurance Claims From Natural Disasters

 How Vehicle insurance claims From natural disasters – earthquake events that hit the town of palu and lombok, consequently make thorough damage in the city as well as in the village. damage that occurs the vehicles, such as motor cars and possessions being damaged and missing are carried by the tsunamis as well as underneath the building that collapsed.

For the owner of the insurance policy, it is recommended to make a report of damage to a vehicle. should damage repair workmanship can be immediately dealt with by the insurance. Advice immediately make a report. Can contact the call center, through an application or come to the nearest branch, Head of Communication and Event Insurance Astra, according to Lawrence Iwan Pranoto.

How to take care of if a document is lost or damaged when the disaster?

Certainly when such conditions the policyholder considered whether the reporting can be dlakukkan, certainly from the insurance must adapt to conditions that exist at the moment. reporting can still be done with other requirements such as documents can still be.

When you report on the insurance data already available, and there are currently already exists in the application that make reporting in make it a disaster. then what are they?

Insurance claim conditions

Previously, your claim does not need to carry a policy, but only sim, ID card and status. because of this disaster the consumer complements what is just first and most importantly, make sure the insurance policy has covered protection against natural disasters. because natural disaster protection enters insurance coverage.

If it does not include expansion of insurance, natural disasters include additions. for part of total lost only (TLO) or comprehensive only minor damage and loss, natural disasters are not included. in addition to vehicle insurance claim requirements there are also standard Indonesian motor vehicle policies, more specifically below.

The Standards Of Indonesia's Motor Vehicle Insurance Policy

If we look at the regulation of motor vehicle Insurance Police standards of Indonesia, there are a few things that insurance is not guaranteed, especially in case of natural disasters. for this we can be seen from chapter II a matter of exception, article 3 paragraph 3, namely:

#First

Strikes, blockages of work, brawls, riots, generation of people, expropriation of power, revolution, rebellion, military power, invasion, civil war, war and hostility, treason, terrorism, sabotage, looting, Riots.

#Second

Floods, volcanic eruptions, hurricanes, storms, tsunamis, hail, floods, puddles, earthquakes, landslides or other geological or meteorological symptoms.

#Third

Nuclear reactions, including but not limited to nuclear radiation, ionization, fusion, fission or active radio pollution, regardless of whether it occurs inside or outside the Motorized Vehicle and or the insured interest.

COVER

Well, now you can know how the vehicle insurance claims flow from natural disasters, good luck and hopefully our brothers and sisters who are affected by natural disasters are always healthy and can move as usual.