A number of benefits obtained from property insurance
Sunday, May 15, 2022
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Maybe property insurance still sounds strange to you. Although property insurance is less popular compared to health insurance and vehicle insurance, this type of insurance provides great benefits for the owner.
A person's life will be much calmer by having protection from property insurance. Not only that, the benefits of property insurance can also provide protection against the risk of financial loss.
Houses, shop houses, rented houses and other buildings that we have certainly become valuable property, this is where the use of property insurance protects the price of our objects in the form of property from the occurrence of various risks of unexpected losses.
In addition, property insurance also protects our assets from various disasters, ranging from fires, floods, to theft. Well, here we will share some other benefits that you can get from property insurance.
1. Changing the cost of home
House redesign or property that has experienced a fire or severe disaster that damages the structure of the building certainly requires a number of reconstruction costs. Property insurance that you own will reimburse the cost of rebuilding.
Not only that, the owner of property insurance is also entitled to the cost of redesign including the cost of architect services. In fact, the owner is free to choose the architect services and is free to redesign the house as desired without the need to spend another penny.
However, we also need to remember that property insurance does not cover houses whose structures are dominated by wood. The insurance company considers that wooden houses are very susceptible to fire risk, so they are not included in the insurance claim.
2. Reimbursement of Painting Costs
As for homes or properties that are flooded, it is usually not until the building structure is damaged. It's just that, the look of the house will certainly become dull due to peeling mud or paint.
Thus, the owner of property insurance will get an extension of the benefits of the risk of flooding that occurs, namely the replacement of the cost of repainting by the insurance company.
3. Money Changes, Furniture, and
Protection Securities are usually not only given to walls or house structures. However, property insurance will also provide protection for the furniture inside. Even including securities.
For those of you who have property insurance with the expansion of benefits in the form of money insurance, insurance companies will replace money lost due to theft, fire, flood, or other disasters.
4. Endure Temporary Housing
When your house is being rebuilt, you don't need to be confused where to stay for a while. Don't worry, because property insurance will also provide compensation in the form of temporary housing.
While our home is being rebuilt, we will receive cash to rent a house temporarily. Usually, the money given is in accordance with the insurance coverage in the insurance policy.
COVER
Well, what about the benefits described above? Property insurance certainly provides many benefits for you. When you are struck by calamity, you no longer need to pay a fee that actually makes you more difficult, because everything will be guaranteed by the property insurance you have.
A person's life will be much calmer by having protection from property insurance. Not only that, the benefits of property insurance can also provide protection against the risk of financial loss.
In addition, property insurance also protects our assets from various disasters, ranging from fires, floods, to theft. Well, here we will share some other benefits that you can get from property insurance.
1. Changing the cost of home
House redesign or property that has experienced a fire or severe disaster that damages the structure of the building certainly requires a number of reconstruction costs. Property insurance that you own will reimburse the cost of rebuilding.
Not only that, the owner of property insurance is also entitled to the cost of redesign including the cost of architect services. In fact, the owner is free to choose the architect services and is free to redesign the house as desired without the need to spend another penny.
However, we also need to remember that property insurance does not cover houses whose structures are dominated by wood. The insurance company considers that wooden houses are very susceptible to fire risk, so they are not included in the insurance claim.
2. Reimbursement of Painting Costs
As for homes or properties that are flooded, it is usually not until the building structure is damaged. It's just that, the look of the house will certainly become dull due to peeling mud or paint.
Thus, the owner of property insurance will get an extension of the benefits of the risk of flooding that occurs, namely the replacement of the cost of repainting by the insurance company.
3. Money Changes, Furniture, and
Protection Securities are usually not only given to walls or house structures. However, property insurance will also provide protection for the furniture inside. Even including securities.
For those of you who have property insurance with the expansion of benefits in the form of money insurance, insurance companies will replace money lost due to theft, fire, flood, or other disasters.
4. Endure Temporary Housing
When your house is being rebuilt, you don't need to be confused where to stay for a while. Don't worry, because property insurance will also provide compensation in the form of temporary housing.
While our home is being rebuilt, we will receive cash to rent a house temporarily. Usually, the money given is in accordance with the insurance coverage in the insurance policy.
COVER
Well, what about the benefits described above? Property insurance certainly provides many benefits for you. When you are struck by calamity, you no longer need to pay a fee that actually makes you more difficult, because everything will be guaranteed by the property insurance you have.
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